FAQs

What is a simplified documentation process and why does it matter?

FinSecure loans require much less paperwork when compared to loans from traditional lenders. It’s especially useful for the self-employed, who often face challenges in securing finance without a full history of financial statements available.

There are a lot of lenders around. What makes you different?

FinSecure is a mortgage manager that has created a solution designed specifically for the self-employed. Unlike a mortgage broker who sells existing products on behalf of other lenders, we’ve developed our own product. Using our insights and understanding of the challenges facing the self-employed community, we’ve created solutions tailored to their needs.

My business is doing well but is fairly new. Can I still apply for a loan?

Yes! Our FinSecure solutions can help with this exact situation. Whether you’re looking to buy a home to live in or invest, we have simplified documentation requirements. Options to verify your income include:

• An ABN of at least 2 years

• Self-certification of income AND

• A letter from your accountant OR

• 6 months of BAS OR

• 3 months of business banking statements

What is the difference between a self-employed loan and a regular loan?

This depends on the loan in question, but in general, a regular loan for a self-employed customer may require a significant amount of documentation. Depending on your situation, this documentation may not be available at the time you need finance.

At FinSecure, we offer a an alternative. Our loans have simplified documentation requirements with competitive rates and no mortgage insurance or risk fees. Get in touch to find out more: